I would say my thigh bands make my belt very secure. I wear them mid-thigh and though the bands are made of steel they are lined with neoprene (I think - anyway its soft and rubbery). Noise would be an issue if I worked and if we go out, the chains sometimes have to be wrapped to stop then rattling. I did not like the original lock on the connecting chain since it had sharp edges that would dig into me. Angela found a small lock with rounded edges which is much better. At night she uses the same type of lock to connect the inside "D" rings together.
The thigh bands probably only work for me since Angela will unlock them to spell me and let me stretch my legs when desired and she will readily unlock them for a while if I need a rest or we go hiking etc. I do not know how other girls manage but without an attentive and almost always present keyholder, I imagine they would be items of torture. They just happen to work well for my situation.
Eventually, when Angela makes my new belt, it is her intention to remake the thigh bands with hoops of 3D printed plastic made to my thigh shape which will hopefully make them lighter and more comfortable.